231 Phillips Rd, #233, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 231 Phillips Rd, #233, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,392 sqft · built 1974
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2016)
Flood Zone	Zone X (minimal risk)
APN	`422800 48.5-2-2.1`

Property Details

APN / Parcel Number

Primary APN	`422800 48.5-2-2.1`
Alternative APN	`280004800500020020010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Total Area
1st Floor Area	1,196 sqft
2nd Floor Area	1,196 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft (0.58 acres)

Exterior Amenities

Porch	Patio
Porch Area	450 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	231 PHILLIPS RD, 233
City	SCHENECTADY
State	NY
Zip	12306-5736
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A-1
Legal Description	R,2FM,PT 1.-47-19
Legal Block	2
Legal Lot Number	2.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3035
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 PHILLIPS RD, 233, SCHENECTADY, NY 12306-5736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2016 · Amount on Record
Deed Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	201640347
Deed Book / Page	1945 / 271
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$189,000 (-) Land $17,400 Building $171,600	$290,800 (+16.93%) Land $26,772 Building $264,028
2023	$189,000 Land $17,400 Building $171,600	$248,700 Land $22,896 Building $225,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20