Schenectady County and Rotterdam Town property record for 239 Phillips Rd, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,936.00 (2025) |
| Primary APN | 422800 48.5-2-4.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,536 sqft Living Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Lot Area | 34,412 sqft (0.79 acres) |
| Depth X Width | 344 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 239 PHILLIPS RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G2,BK,FP,TLSH 1.-48-3 |
| Legal Block | 2 |
| Legal Lot Number | 4.001 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3035 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.5-2-4.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 239 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027257 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 202527257 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 239 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 239 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Document Number | 0000015765 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5213/804 |
| Instrument | 202215765 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,936.00 | $215,000 (-) Land $23,700 Building $191,300 | $330,800 (+16.93%) Land $36,465 Building $294,335 |
| 2023 | $215,000 Land $23,700 Building $191,300 | $282,900 Land $31,185 Building $251,715 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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