Schenectady County and Rotterdam Town property record for 227 Phillips Rd, Schenectady, NY 12306
| Details | 5 bd · 3.5 ba · 2,790 sqft · built 1940 |
|---|---|
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jan 2021) |
| Tax Bill | $9,010 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.5-2-1 |
| Primary APN | 422800 48.5-2-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| 2nd Floor Area | 198 sqft |
| Upper Floors Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 86 ft deep x 250 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Patio Area | 370 sqft |
| Shed | 1 Shed |
| Canopy | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 227 PHILLIPS RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5736 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | A-1 |
| Legal Description | R,SP,G2,BZY 1.-47-18 |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.5-2-1
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Apr 29, 2008 · Amount on Record |
| Deed Document Number | 2021769 |
| Deed Book / Page | 2049 / 601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 07, 2021 |
| Property Address | 227 PHILLIPS RD, SCHENECTADY, NY 12306-5736 |
| Document Number | 0000000769 |
| Book / Page | 002049 / 000601 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 769 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 KINGS RD SCHENECTADY NY 123043643, SCHENECTADY, NY 12304-3643 |
| Document Number | 771 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 005057/000434 |
| Instrument | 771 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 06, 2041 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,010.00 | $225,000 (-) Land $50,700 Building $174,300 | $346,200 (+16.92%) Land $78,010 Building $268,190 |
| 2023 | $225,000 (-) Land $50,700 Building $174,300 | $296,100 (+9.22%) Land $66,721 Building $229,379 | |
| 2022 | $225,000 Land $50,700 Building $174,300 | $271,100 Land $61,088 Building $210,012 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 128 locations within half a mile of this property.
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