Stanly County property record for 242 Hickory St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,335 sqft · built 2019 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (May 2019) |
| Tax Bill | $2,533 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557501169240 |
| Primary APN | 557501169240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,335 sqft Finished Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1525025 |
|---|---|
| Street Address | 242 HICKORY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 242 HICKORY ST LOT 63 557501300 |
| Legal Subdivision | CHARLESTON PLACE SENIOR R |
| Legal Lot Number | 63 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
242 Hickory St is owned and occupied by two individuals who bought it in May 2019.
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 HICKORY ST, LOCUST, NC 28097-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2019409932 |
| Deed Book / Page | 1671 / 642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 242 HICKORY ST, LOCUST, NC 28097-9416 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000443967 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 1776/1302 |
| Instrument | 443967 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 242 Hickory St was $2,533.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,533.00 | $275,380 Land $60,000 Building $215,380 | $275,380 Land $60,000 Building $215,380 |
| 2023 | $2,328.00 | $213,635 Land $55,000 Building $158,635 | $213,635 Land $55,000 Building $158,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Hickory St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 242 Hickory St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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