Stanly County property record for 226 Hickory St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,087 sqft · built 2021 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Apr 2022) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557501260342 |
| Primary APN | 557501260342 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,087 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1538507 |
|---|---|
| Street Address | 226 HICKORY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 226 HICKORY ST LOT 67 557501314 |
| Legal Subdivision | CHARLESTON PLACE SENIOR R |
| Legal Lot Number | 67 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK OF THE CAROLINAS |
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF THE CAROLINAS |
| Oct 14, 2025 | Warranty Deed, Transfer · Seller Carry-Back CLAYTON HUCKS |
| Apr 27, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Deed Document Number | 2022446326 |
| Deed Book / Page | 1784 / 125 |
| Prior Transfer Date | Apr 21, 2022 |
| Prior Transfer Doc | 0000446326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Document Number | 0000448720 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 1791/1332 |
| Instrument | 448720 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Document Number | 0000484741 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 1908/34 |
| Instrument | 484741 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 14, 2025 |
| Property Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Document Number | 0000481895 |
| Book / Page | 1897 / 966 |
| Map Reference | MB 33 PG 31 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 481895 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 28082 LEWIS RD, LOCUST, NC 28097-6202 |
| Name | Verified Name |
|---|---|
| Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Document Number | 0000481896 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 481896 |
| Name | CLAYTON HUCKS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Aug 30, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 27, 2022 |
| Property Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
| Document Number | 0000446326 |
| Book / Page | 1784 / 125 |
| Map Reference | MB 27 PG 40 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 446326 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 28082 LEWIS RD, LOCUST, NC 28097-6202 |
| Name | Verified Name |
|---|---|
| Address | 226 HICKORY ST, LOCUST, NC 28097-9416 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 | $369,209 (-) Land $60,000 Building $309,209 | $369,209 (-) Land $60,000 Building $309,209 |
| 2025 | $3,396.00 (+13.77%) | $369,209 (+34.78%) Land $60,000 Building $309,209 | $369,209 (+34.78%) Land $60,000 Building $309,209 |
| 2023 | $2,985.00 | $273,943 Land $55,000 Building $218,943 | $273,943 Land $55,000 Building $218,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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