Stanly County property record for 107 Hickory St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 2014 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2022) |
| Tax Bill | $1,981 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557501265618 |
| Primary APN | 557501265618 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,323 sqft Finished Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1537844 |
|---|---|
| Street Address | 107 HICKORY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | HSE 107 HICKORY ST 557501187 |
| Legal Subdivision | WESTREN HILLS DEVELOPMENT ADDITION NO 4 |
| Legal Lot Number | 12 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 930801 |
107 Hickory St is owned and occupied by an individual who bought it in March 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 HICKORY ST, LOCUST, NC 28097-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Warranty Deed, Transfer |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2019 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 2022444228 |
| Deed Book / Page | 1777 / 983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 7, 2022 |
| Property Address | 107 HICKORY ST, LOCUST, NC 28097-9415 |
| Document Number | 0000444228 |
| Book / Page | 1777 / 983 |
| Map Reference | MB 5 PG 16 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 444228 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6110 FOLLOW THE TRL, 6110, INDIAN TRAIL, NC 28079-5582 |
| Name | Verified Name |
|---|---|
| Address | 107 HICKORY ST, LOCUST, NC 28097-9415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 107 HICKORY ST, LOCUST, NC 28097-9415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000435118 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 1748/1585 |
| Instrument | 435118 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 26, 2019 |
| Property Address | 107 HICKORY ST, LOCUST, NC 28097-9415 |
| Document Number | 0000410686 |
| Book / Page | 001673 / 000865 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 410686 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 HICKORY ST LOCUST NC 280979415, LOCUST, NC 28097-9415 |
The 2026 property tax bill for 107 Hickory St was $1,981.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,981.00 | $215,410 Land $34,980 Building $180,430 | $215,410 Land $34,980 Building $180,430 |
| 2023 | $1,555.00 | $142,695 Land $20,670 Building $122,025 | $142,695 Land $20,670 Building $122,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Hickory St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 Hickory St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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