230 Hickory St, Locust, NC 28097 Property Records

Stanly County property record for 230 Hickory St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,894 sqft · built 2021
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Apr 2022)
Tax Bill$3,256 (2026)
Deeds & MortgagesJun 2022 Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN557501260229

Property Details

APN / Parcel Number

Primary APN557501260229
Alternative APNs
  • 1551099
  • 1538508
  • 139587

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,894 sqft Finished Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1551099
Street Address230 HICKORY ST
CityLOCUST
StateNC
Zip28097-9416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 230 HICKORY ST LOT 66 557501313
Legal SubdivisionCHARLESTON PLACE SENIOR R
Legal Lot Number66
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1013
Census Tract930801

Owner

230 Hickory St is owned and occupied by an individual who bought it in April 2022.

Source: Stanly County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address230 HICKORY ST, LOCUST, NC 28097-9416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN BANK OF THE CAROLINAS
Apr 27, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022 · Amount on File
Deed SaleApr 27, 2022 · Amount on File
Deed Document Number2022446327
Deed Book / Page1784 / 130
Prior Transfer DateApr 21, 2022
Prior Transfer Doc0000446327
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address230 HICKORY ST, LOCUST, NC 28097-9416
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 HICKORY ST, LOCUST, NC 28097-9416

Mortgage

Document Number0000448721
DateJun 30, 2022
Book Page1791/1346
Instrument448721
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
AddressINDIAN TRAIL, NC 28079
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateApr 27, 2022
Property Address230 HICKORY ST, LOCUST, NC 28097-9416
Document Number0000446327
Book / Page1784 / 130
Map ReferenceMB 27 PG 40
Instrument DateApr 21, 2022
Instrument446327
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount on Record
Tax$40.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28082 LEWIS RD, 28082, LOCUST, NC 28097-6202

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 HICKORY ST, LOCUST, NC 28097-9416

Tax Assessment & Valuation

The 2026 property tax bill for 230 Hickory St was $3,256.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,256.00$353,980 Land $60,000 Building $293,980$353,980 Land $60,000 Building $293,980
2023$2,867.00$263,104 Land $55,000 Building $208,104$263,104 Land $55,000 Building $208,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Hickory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Hickory St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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