242 Derby St SE, Albany, OR 97322 Property Records

Linn County property record for 242 Derby St SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$202,778 (Jan 2006)
Tax Bill	$5,638 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11S03W03CB08300`

Property Details

APN / Parcel Number

Primary APN	`11S03W03CB08300`
Alternative APNs	`0898086` `898086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	823 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	458 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	898086
Street Address	242 DERBY ST SE
City	ALBANY
State	OR
Zip	97322-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	11S03W03CB
Legal Range	03W
Legal Township	11S
Legal Section	03
Legal Subdivision	BRIDLE SPRINGS
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	20103

Owner

242 Derby St SE is owned and occupied by two individuals who acquired it in November 2021.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 5, 2020	Intrafamily Transfer, Transfer AMROCK
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2006 · Amount on File
Deed Sale	Jan 25, 2006 · Amount on File
Deed Document Number	20061971
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000026680
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Nov 18, 2021
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000026678
Instrument Date	Nov 13, 2021
Instrument	2021-26678
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	242 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000026679
Date	Nov 18, 2021
Instrument	2021-26679

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Nov 18, 2021
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000026680
Instrument Date	Nov 1, 2021
Instrument	2021-26680
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	242 DERBY ST SE, ALBANY, OR 97322-5983

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000007199
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 DERBY ST SE ALBANY OR 973225983, ALBANY, OR 97322-5983

Mortgage

Document Number	0000007199
Date	Apr 16, 2020
Instrument	7199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Oct 5, 2020
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000020495
Instrument Date	Apr 11, 2020
Instrument	2020-20495
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 DERBY ST SE, ALBANY, OR 97322-5983

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Mar 4, 2021
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000005484
Instrument Date	Apr 11, 2020
Instrument	2021-05484
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	242 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000005483
Date	Mar 4, 2021
Instrument	2021-05483

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN OR
Recording Date	Oct 22, 2018
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000018705
Instrument Date	Oct 18, 2018
Instrument	18705
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	242 DERBY ST SE ALBANY OR 973225983, ALBANY, OR 97322-5983

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	242 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000022723
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	242 DERBY ST SE ALBANY OR 973225983, ALBANY, OR 97322-5983

Mortgage

Document Number	0000022723
Date	Dec 15, 2017
Instrument	22723

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 242 Derby St SE was $5,638.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,638.00	$279,630	$432,140 Land $140,500 Building $291,640
2023	$5,312.00 (+1.45%)	$263,590 (+3%)	$420,330 (+7.04%) Land $145,000 Building $275,330
2022	$5,236.00	$255,920	$392,690 Land $123,170 Building $269,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Derby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 242 Derby St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless · Fiber in parts of the area	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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