221 Derby St SE, Albany, OR 97322 Property Records

Linn County property record for 221 Derby St SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,940 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$391,000 (Jan 2021)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11S03W03CB05900`

Property Details

APN / Parcel Number

Primary APN	`11S03W03CB05900`
Alternative APNs	`0897894` `897894`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	972 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	636 sqft
Porch	Open Porch
Porch Area	131 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	897894
Street Address	221 DERBY ST SE
City	ALBANY
State	OR
Zip	97322-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	11S03W03CB
Legal Range	03W
Legal Township	11S
Legal Section	03
Legal Subdivision	BRIDLE SPRINGS
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1008
Census Tract	20103

Owner

221 Derby St SE is owned and occupied by two individuals who bought it in January 2021.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	20211501
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000012153
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005156
Date	Apr 8, 2019
Instrument	2019-05156

Lender

Name	UMPQUA BANK
Type	Bank
Address	CORVALLIS, OR 97330

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Aug 25, 2020
Property Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000017366
Instrument Date	Aug 17, 2020
Instrument	2020-17366
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000017367
Date	Aug 25, 2020
Instrument	2020-17367

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Jul 24, 2019
Property Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000012153
Instrument Date	Jul 19, 2019
Instrument	2019-12153
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000012154
Date	Jul 24, 2019
Instrument	2019-12154

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Nov 30, 2018
Property Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000020882
Instrument Date	Nov 26, 2018
Instrument	2018-20882
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TICOR TITLE CO OF OREGAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000020883
Date	Nov 30, 2018
Instrument	2018-20883

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN OR
Recording Date	Nov 30, 2018
Property Address	221 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000020957
Instrument Date	Nov 26, 2018
Instrument	20957
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	221 DERBY ST SE ALBANY OR 973225983, ALBANY, OR 97322-5983
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 221 Derby St SE was $6,097.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,097.00	$302,390	$473,040 Land $140,500 Building $332,540
2023	$5,744.00 (+1.45%)	$285,040 (+3%)	$461,390 (+7.37%) Land $145,000 Building $316,390
2022	$5,662.00	$276,740	$429,710 Land $123,170 Building $306,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Derby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 Derby St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless · Fiber in parts of the area	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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