245 Derby St SE, Albany, OR 97322 Property Records

Linn County property record for 245 Derby St SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$263,287 (Dec 2005)
Tax Bill	$5,894 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11S03W03CB08900`

Property Details

APN / Parcel Number

Primary APN	`11S03W03CB08900`
Alternative APNs	`0898134` `898134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	632 sqft
Porch	Open Porch
Porch Area	98 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	898134
Street Address	245 DERBY ST SE
City	ALBANY
State	OR
Zip	97322-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	11S03W03CB
Legal Range	03W
Legal Township	11S
Legal Section	03
Legal Subdivision	BRIDLE SPRINGS
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1073
Census Tract	20103

Owner

245 Derby St SE is owner-occupied and held in a trust since October 2025.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	245 DERBY ST SE, ALBANY, OR 97322-5983
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 7, 2025	Intrafamily Transfer, Transfer
Nov 19, 2018	Deed of Trust, Mortgage ROGUE FCU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROGUE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2005 · Amount on File
Deed Sale	Dec 6, 2005 · Amount on File
Deed Book / Page	1796 / 269
Last Transfer Date	Oct 7, 2025
Transfer Doc	0000012589
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN OR
Recording Date	May 4, 2026
Property Address	245 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000005699
Instrument Date	Apr 25, 2026
Instrument	20265699
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	245 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000005700,
Date	May 4, 2026
Instrument	20265700

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN OR
Recording Date	Oct 7, 2025
Property Address	245 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000012589
Instrument Date	Oct 7, 2025
Instrument	2025-12589
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DERBY ST SE, ALBANY, OR 97322-5983

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	245 DERBY ST SE, ALBANY, OR 97322-5983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020199
Date	Nov 19, 2018
Instrument	2018-20199

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	245 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000005604
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DERBY ST SE ALBANY OR 973225983, ALBANY, OR 97322-5983

Mortgage

Document Number	0000005604
Date	Mar 20, 2020
Instrument	5604

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 245 Derby St SE was $5,894, up 3.2% from the year before.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,894.00 (+3.15%)	$292,360 (+3%)	$462,890 (+1.12%) Land $140,500 Building $322,390
2024	$5,714.00 (+2.88%)	$283,850 (+3%)	$457,780 (+1.87%) Land $148,500 Building $309,280
2023	$5,554.00 (+1.46%)	$275,590 (+3%)	$449,370 (+6.71%) Land $145,000 Building $304,370
2022	$5,474.00	$267,570	$421,120 Land $123,170 Building $297,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Derby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 245 Derby St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless · Fiber in parts of the area	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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