218 Derby St SE, Albany, OR 97322 Property Records

Linn County property record for 218 Derby St SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (May 2026)
Tax Bill	$5,893 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11S03W03CB07900`

Property Details

APN / Parcel Number

Primary APN	`11S03W03CB07900`
Alternative APNs	`0898054` `898054`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	989 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	482 sqft
Porch	Open Porch
Porch Area	30 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	898054
Street Address	218 DERBY ST SE
City	ALBANY
State	OR
Zip	97322-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	11S03W03CB
Legal Range	03W
Legal Township	11S
Legal Section	03
Legal Subdivision	BRIDLE SPRINGS
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	20103

Owner

218 Derby St SE is owned by two individuals who bought it in May 2026.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 CHURCHILL DOWNS ST SE, ALBANY, OR 97322-5981
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	20266226
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	218 DERBY ST SE, ALBANY, OR 97322-5983
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000019346
Date	Aug 13, 2021
Instrument	2021-19346

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	May 13, 2026
Property Address	218 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000006226
Instrument Date	May 12, 2026
Instrument	2026.6226
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	242 CHURCHILL DOWNS ST SE, ALBANY, OR 97322-5981

Mortgage

Document Number	0000006227,
Date	May 13, 2026
Instrument	2026..6227

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	218 DERBY ST SE, ALBANY, OR 97322-5983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000563
Date	Jan 12, 2017
Instrument	2017-00563

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Jul 6, 2020
Property Address	218 DERBY ST SE, ALBANY, OR 97322-5983
Document Number	0000012921
Instrument Date	Jul 2, 2020
Instrument	2020-12921
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 DERBY ST SE, ALBANY, OR 97322-5983

Mortgage

Document Number	0000012922
Date	Jul 6, 2020
Instrument	2020-12922

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 218 Derby St SE was $5,893.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,893.00	$292,280	$456,260 Land $140,500 Building $315,760
2023	$5,552.00 (+1.46%)	$275,510 (+3%)	$443,100 (+6.78%) Land $145,000 Building $298,100
2022	$5,472.00	$267,490	$414,970 Land $123,170 Building $291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Derby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 Derby St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless · Fiber in parts of the area	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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