242 Bluff Dr, Eden, GA 31307 Property Records

Effingham County property record for 242 Bluff Dr, Eden, GA 31307

Property Summary

Property Type	Mobile Home
Details	2,176 sqft · built 2004
Lot Size	6.59 acres (287,276 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Mar 2020)
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`0302A-027-C00`

Property Details

APN / Parcel Number

Primary APN	`0302A-027-C00`
Alternative APNs	`0036C027000` `3523`

Interior

Stories	1 Story
Building Area	2,176 sqft Gross Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile/Manufactured
Lot Area	287,276 sqft (6.59 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3523
Street Address	242 BLUFF DR
City	EDEN
State	GA
Zip	31307
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-1
Legal Description	LOT 27
Legal Subdivision	FOX BOW FARMS
Legal Phase	2
Legal Block	2
Legal Lot Number	27
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3013
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 324, EDEN, GA 31307-0324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Dec 17, 2019	Warranty Deed, Transfer
Dec 3, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	2020854
Deed Book / Page	2583 / 83
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 27, 2020
Property Address	242 BLUFF DR # 27, 27, EDEN, GA 31307
Document Number	0002583/83
Book / Page	2583 / 83
Instrument Date	Mar 27, 2020
Instrument	2020-000854
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 324, EDEN, GA 31307-0324

Mortgage

Document Number	0000002583/0000000086
Date	Mar 31, 2020
Book Page	0000002583/0000000086
Instrument	003062

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 17, 2019
Property Address	242 BLUFF DR # 27, 27, EDEN, GA 31307
Document Number	002571/987
Book / Page	2571 / 987
Instrument Date	Dec 17, 2019
Instrument	2020-000040
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16134, SAVANNAH, GA 31416-2834
Investor	Possibly a Property Investor

December 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 3, 2019
Property Address	242 BLUFF DR # 27, 27, EDEN, GA 31307
Document Number	002564/972
Book / Page	2564 / 972
Instrument Date	Dec 3, 2019
Instrument	2019-003511
Transaction Type	Foreclosure
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16134, SAVANNAH, GA 31416-2834

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,173 (+2.48%) Land $22,800 Building $31,373	$135,432 (+2.48%) Land $57,000 Building $78,432
2025	$1,277.00 (-7.19%) Homeowner's exemption Senior Citizen's exemption	$52,863 (-) Land $22,800 Building $30,063	$132,158 (-) Land $57,000 Building $75,158
2024	$1,376.00 (-14.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$52,863 (+16.57%) Land $22,800 Building $30,063	$132,158 (+16.57%) Land $57,000 Building $75,158
2023	$1,602.00 (+6.09%)	$45,350 (+14.09%) Land $17,600 Building $27,750	$113,374 (+14.09%) Land $44,000 Building $69,374
2022	$1,510.00	$39,750 Land $12,000 Building $27,750	$99,374 Land $30,000 Building $69,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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