Santa Rosa County property record for 2413 Hemlock Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1996 |
| Lot Size | 0.583 acres (25,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Nov 2025) |
| Tax Bill | $2,050 (2024) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-02100-0150 |
| Primary APN | 18-2S-26-1921-02100-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,395 sqft (0.583 acres) |
| Lot Dimensions | 254 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2413 HEMLOCK DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 15 BLK 21 HOLLEY BY THE SEA 2ND CORR & AMENDED AS DES IN OR 3946 PG 174 & AS DES IN OR 4624 PG 1156 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/2ND CORRC |
| Legal Block | 21 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10822 |
2413 Hemlock Dr is owned and occupied by an individual who bought it in November 2025.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 12, 2025 | Warranty Deed, Transfer · VA Mortgage PRIME LENDING INC |
| May 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 1, 2020 | Warranty Deed, Transfer UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | May 1, 2020 · Amount on File |
| Deed Document Number | 202553298 |
| Deed Book / Page | 4678 / 1445 |
| Prior Transfer Date | May 9, 2017 |
| Prior Transfer Doc | 0036240633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Document Number | 0046470367 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 4647/367 |
| Instrument | 202537296 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 12, 2025 |
| Property Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Document Number | 0046781445 |
| Book / Page | 4678 / 1445 |
| Map Reference | MB C PG 183 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 202553298 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 BOSTON ST, JACKSONVILLE, AR 72076-3574 |
| Name | Verified Name |
|---|---|
| Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Document Number | 0046781447 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 4678/1447 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 16, 2017 |
| Property Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Document Number | 0036240633 |
| Book / Page | 003624 / 000633 |
| Instrument Date | May 9, 2017 |
| Instrument | 19236 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4021 BOND CIR NICEVILLE FL 325781630, NICEVILLE, FL 32578-1630 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 1, 2020 |
| Property Address | 2413 HEMLOCK DR, NAVARRE, FL 32566-7743 |
| Document Number | 0039460174 |
| Book / Page | 003946 / 000174 |
| Instrument Date | May 9, 2017 |
| Instrument | 20757 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2413 HEMLOCK DR NAVARRE FL 325667743, NAVARRE, FL 32566-7743 |
| Document Number | 39460177 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 003946/000177 |
| Instrument | 20758 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,064 (+2.9%) | $259,100 (+2.01%) Land $75,000 Building $184,100 | |
| 2024 | $2,050.00 (+2.45%) Homeowner's exemption | $205,116 (+3%) | $254,000 (+2.22%) Land $75,000 Building $179,000 |
| 2023 | $2,001.00 (+62.82%) Homeowner's exemption Veteran's exemption | $199,142 (+3%) | $248,473 (+12.79%) Land $71,500 Building $176,973 |
| 2022 | $1,229.00 Homeowner's exemption Veteran's exemption | $193,342 | $220,297 Land $55,000 Building $165,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2413 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2413 Hemlock Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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