Santa Rosa County property record for 2381 Hemlock Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 2012 |
| Lot Size | 0.641 acres (27,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,500 (Jun 2012) |
| Tax Bill | $1,988 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-02100-0190 |
| Primary APN | 18-2S-26-1921-02100-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,828 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,922 sqft (0.641 acres) |
| Lot Dimensions | 254 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2381 HEMLOCK DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *ENHANCED LIFE ESTATE* RESRVD IN: HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 19 BLK 21 AS DES IN OR 3142 PG 1501 & 3506 PG 949 & AS DES IN OR 4517 PG 1730 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/2ND CORRC |
| Legal Block | 21 |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10822 |
2381 Hemlock Dr is owned and occupied by two individuals who acquired it in June 2024.
Source: Santa Rosa County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2381 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on File |
| Deed Sale | Jun 5, 2012 · Amount on File |
| Prior Sale | Mar 16, 2005 · Amount on File |
| Deed Document Number | 201222489 |
| Deed Book / Page | 3142 / 1501 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0045171730 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,467 (+2.9%) | $323,830 (+1.96%) Land $75,000 Building $248,830 | |
| 2024 | $1,988.00 (+2.53%) Homeowner's exemption | $198,705 (+3%) | $317,615 (+1.8%) Land $75,000 Building $242,615 |
| 2023 | $1,939.00 (+2.92%) Homeowner's exemption | $192,917 (+3%) | $311,992 (+9.51%) Land $71,500 Building $240,492 |
| 2022 | $1,884.00 Homeowner's exemption | $187,298 | $284,908 Land $55,000 Building $229,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2381 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2381 Hemlock Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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