Santa Rosa County property record for 2341 Hemlock Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1996 |
| Lot Size | 0.764 acres (33,323 sqft) |
| Owner | Individual on Record |
| Last Sale | $205,000 (Aug 2017) |
| Tax Bill | $3,132 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-02100-0240 |
| Primary APN | 18-2S-26-1921-02100-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Heated Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 33,323 sqft (0.764 acres) |
| Lot Dimensions | 2,470 ft deep x 1,350 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261921021000240 |
|---|---|
| Street Address | 2341 HEMLOCK DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 24 BLK 21 AS DES IN OR 3651 PG 1360 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 21 |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10822 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 8420 NE 107TH CT, KANSAS CITY, MO 64157-1043 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 11, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Prior Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 201733139 |
| Deed Book / Page | 3651 / 1360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2341 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 2341 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Document Number | 0041251998 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4125/1998 |
| Instrument | 202136301 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 11, 2017 |
| Property Address | 2341 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Document Number | 0036511360 |
| Book / Page | 003651 / 001360 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 33139 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2341 HEMLOCK DR NAVARRE FL 325667833, NAVARRE, FL 32566-7833 |
| Document Number | 36511362 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 003651/001362 |
| Instrument | 33140 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,132.00 (+82.62%) | $262,120 (+50.28%) Land $78,750 Building $183,370 | $262,120 (+3.65%) Land $78,750 Building $183,370 |
| 2023 | $1,715.00 (+3.06%) Homeowner's exemption | $174,418 (+3%) | $252,891 (+12.39%) Land $71,500 Building $181,391 |
| 2022 | $1,664.00 Homeowner's exemption | $169,338 | $225,003 Land $55,000 Building $170,003 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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