Santa Rosa County property record for 2349 Hemlock Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 1999 |
| Lot Size | 0.641 acres (27,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,500 (Mar 2026) |
| Tax Bill | $2,062 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-02100-0230 |
| Primary APN | 18-2S-26-1921-02100-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,877 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,922 sqft (0.641 acres) |
| Lot Dimensions | 254 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 208 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2349 HEMLOCK DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 23 BLK 21 AS DES IN OR 3893 PG 1626 & AS DES IN OR 4577 PG 1419 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/2ND CORRC |
| Legal Block | 21 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2349 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 26, 2019 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 202611463 |
| Deed Book / Page | 4717 / 154 |
| Prior Transfer Date | Oct 22, 2024 |
| Prior Transfer Doc | 0045771419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 9, 2026 |
| Property Address | 2349 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Document Number | 0047170154 |
| Book / Page | 4717 / 154 |
| Map Reference | MB C PG 183 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 202611463 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,537.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6609 FLINTWOOD ST, NAVARRE, FL 32566-6604 |
| Name | Verified Name |
|---|---|
| Address | 2349 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2349 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2349 HEILOCK DR, NAVARRE, FL 32566-7833 |
| Document Number | 0041490590 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4149/590 |
| Instrument | 202147761 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 26, 2019 |
| Property Address | 2349 HEMLOCK DR, NAVARRE, FL 32566-7833 |
| Document Number | 0038931626 |
| Book / Page | 003893 / 001626 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 53448 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2349 HEMLOCK DR NAVARRE FL 325667833, NAVARRE, FL 32566-7833 |
| Document Number | 38931627 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 003893/001627 |
| Instrument | 53449 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,200 (+3.96%) | $298,064 (+2.84%) Land $75,000 Building $223,064 | |
| 2024 | $2,062.00 (+2.49%) Homeowner's exemption | $205,085 (+3%) | $289,836 (+2.13%) Land $75,000 Building $214,836 |
| 2023 | $2,012.00 (+2.92%) Homeowner's exemption | $199,112 (+3%) | $283,802 (+10.23%) Land $71,500 Building $212,302 |
| 2022 | $1,955.00 Homeowner's exemption | $193,313 | $257,454 Land $55,000 Building $202,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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