2402 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2402 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,240 sqft
Lot Size	0.668 acres (29,101 sqft)
Owner	Individual Name on Record
Last Sale	$344,500 (Sep 2016)
Tax Bill	$7,558 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0070-01400`

Property Details

APN / Parcel Number

Primary APN	`387-0070-01400`
Alternative APN	`1082385`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,240 sqft Gross Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	29,101 sqft (0.668 acres)
Garage Area	1,792 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Cabin	120 sqft
Storage Building	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1082385
Street Address	2402 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 16 AND 17 SERIAL #
Legal Subdivision	BIRCH POINT
Legal Block	13
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 VERHEY AVE E, HOLLANDALE, MN 56045-4431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BK
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2016975607
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2402 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number	00T1026045
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2402 BIRCH POINT RD TOWER MN 557908105, TOWER, MN 55790-8105

Mortgage

Document Number	00T1026045
Date	Jul 17, 2020
Instrument	T1026045

Lender

Name	THINK MUTUAL BK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2402 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number	000T981320
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2402 BIRCH POINT RD TOWER MN 557908105, TOWER, MN 55790-8105

Mortgage

Document Number	000T981320
Date	Jan 24, 2017
Instrument	T981320

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,558.00 (+19.93%)
2025	$6,302.00 (+2.57%)	$801,700 (+27.9%) Land $289,200 Building $512,500	$801,700 (+27.9%) Land $289,200 Building $512,500
2024	$6,144.00	$626,800 (+16.85%) Land $207,400 Building $419,400	$626,800 (+16.85%) Land $207,400 Building $419,400
2022		$536,400 Land $173,200 Building $363,200	$536,400 Land $173,200 Building $363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: AT&T, CTC, T-Mobile, Verizon.

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