241 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 241 Schramm Loop, Stephens City, VA 22655

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,353 sqft · built 2014
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2026)
Tax Bill$1,597 (2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN756-1-45

Property Details

APN / Parcel Number

Primary APN756-1-45
Alternative APN
  • 8048879

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,353 sqft Living Area
Gross Area2,033 sqft
1st Floor Area656 sqft
Basement Area436 sqft
Finished Basement436 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialStone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area220 sqft
Parking Spaces1 Parking Space
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048879
Street Address241 SCHRAMM LOOP
CitySTEPHENS CITY
StateVA
Zip22655-6003
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRATR
Legal DescriptionTHE TOWNES AT TASKER L45 S1
Legal SubdivisionTHE TOWNES AT TASKER
Legal Lot Number45
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2040
Census Tract50900

Owner

Source: Frederick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address112 W NORTH AVE, WINCHESTER, VA 22601-3933
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2026 · Amount on Record
Deed SaleOct 2, 2026 · Amount on Record
Prior SaleMay 27, 2015 · Amount on Record
Deed Document Number202610460
Prior Transfer DateMar 27, 2024
Prior Transfer Doc0000002518
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK VA
Recording DateOct 2, 2026
Property Address241 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Document Number0000010460
Instrument DateSep 23, 2026
Instrument202610460
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34,340.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 W NORTH AVE, WINCHESTER, VA 22601-3933

Mortgage

Document Number0000010461,
DateOct 2, 2026
Instrument202610461
Lender
NameCLEAR MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,597.00 (+10.44%)$301,300 Land $68,000 Building $233,300$301,300 Land $68,000 Building $233,300
2025$1,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schramm Loop

Nearby Streets

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