244 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 244 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,495 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Apr 2026)
Tax Bill	$1,718 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`756-1-57`

Property Details

APN / Parcel Number

Primary APN	`756-1-57`
Alternative APN	`8048891`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,495 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	740 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048891
Street Address	244 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6006
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L57AS1
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	57
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC UNION BK
Aug 25, 2025	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Deed Document Number	20263493
Prior Transfer Date	Aug 22, 2025
Prior Transfer Doc	0000008375
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 13, 2026
Property Address	244 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Document Number	0000003493
Instrument Date	Apr 6, 2026
Instrument	2026.3493
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006

Mortgage

Document Number	0000003494,
Date	Apr 13, 2026
Instrument	2026.3494

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 25, 2025
Property Address	244 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Document Number	0000008375
Instrument Date	Aug 22, 2025
Instrument	250008375
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1540 HUDSON HOLLOW RD, STEPHENS CITY, VA 22655-3327

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,718.00 (+10.41%)	$324,200 (-) Land $68,000 Building $256,200	$324,200 (-) Land $68,000 Building $256,200
2025	$1,556.00 (+120.08%)	$324,200 Land $68,000 Building $256,200	$324,200 Land $68,000 Building $256,200
2024	$707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

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