240 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 240 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,694 sqft · built 2015
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2024)
Tax Bill	$1,867 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`756-1-59`

Property Details

APN / Parcel Number

Primary APN	`756-1-59`
Alternative APN	`8048893`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	820 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048893
Street Address	240 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6006
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L59AS1
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	59
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 6, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	20246705
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0000013208
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 23, 2020
Property Address	240 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Document Number	0000007677
Instrument Date	Jun 12, 2020
Instrument	200007677
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	OPTIMA TITLE SLTN & ESC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006

Mortgage

Document Number	0000007678
Date	Jun 23, 2020
Instrument	200007678

Lender

Name	TRUSTWORTHY MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 6, 2019
Property Address	240 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Document Number	0000013208
Instrument Date	Dec 3, 2019
Instrument	13208
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SCHRAMM LOOP STEPHENS CITY VA 226556006, STEPHENS CITY, VA 22655-6006

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK VA
Property Address	240 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6006
Document Number	0000005670
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SCHRAMM LOOP STEPHENS CITY VA 226556006, STEPHENS CITY, VA 22655-6006

Mortgage

Document Number	0000005670
Date	Jun 14, 2019
Instrument	5670

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,867.00 (+10.41%)	$352,200 Land $68,000 Building $284,200	$352,200 Land $68,000 Building $284,200
2025	$1,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

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