236 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 236 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,856 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2025)
Tax Bill	$2,012 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`756-5-60`

Property Details

APN / Parcel Number

Primary APN	`756-5-60`
Alternative APN	`8050100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	911 sqft
Basement Area	688 sqft
Finished Basement	688 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050100
Street Address	236 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L60 S5
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	60
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County assessment roll, APN 756-5-60, as of July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · FHA Mortgage CBM MORTGAGE INC
Jul 28, 2020	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 19, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 15, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20255065
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000009557
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 13, 2021
Property Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005
Document Number	0000011723
Instrument Date	Jul 12, 2021
Instrument	210011723
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005

Mortgage

Document Number	0000011724
Date	Jul 13, 2021
Instrument	210011724

Lender

Name	CBM MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 28, 2020
Property Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005
Document Number	0000009557
Instrument Date	Jun 12, 2020
Instrument	9557
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	256 SCHRAMM LOOP STEPHENS CITY VA 22655, STEPHENS CITY, VA 22655

Mortgage

Document Number	9558
Date	Jul 28, 2020
Instrument	9558

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 19, 2018
Property Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005
Document Number	0000011484
Instrument Date	Nov 07, 2018
Instrument	11484
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 04, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 SCHRAMM LOOP STEPHENS CITY VA 22655, STEPHENS CITY, VA 22655

Mortgage

Document Number	11485
Date	Nov 19, 2018
Instrument	11485

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 15, 2018
Property Address	236 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6005
Document Number	0000005638
Instrument Date	Jun 15, 2018
Instrument	5638
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll as of July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,012.00 (+10.37%)	$379,700 Land $68,000 Building $311,700	$379,700 Land $68,000 Building $311,700
2025	$1,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690509002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 110 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Shenandoah Telecommunications Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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