Bergen County and Ramsey Borough property record for 235 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,888 sqft · built 1997 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,085,000 (Sep 2022) |
| Tax Bill | $23,349 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01504-0000-00011-02 |
| Primary APN | 48-01504-0000-00011-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,888 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Street Address | 235 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.350AC |
| Legal Subdivision | RAMSEY WOODS |
| Legal Block | 1504 |
| Legal Lot Number | 11.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 235 DAVIDSON AVE, RAMSEY, NJ 07446-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Sep 1, 2011 · Amount on Record |
| Deed Document Number | 202291703 |
| Deed Book / Page | 4809 / 1474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 16, 2022 |
| Property Address | 235 DAVIDSON AVE, RAMSEY, NJ 07446-1466 |
| Document Number | 0048091474 |
| Book / Page | 4809 / 1474 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022091703 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,453.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 UPLAND RD, 39, RAMSEY, NJ 07446-1320 |
| Name | Verified Name |
|---|---|
| Address | 235 DAVIDSON AVE, RAMSEY, NJ 07446-1466 |
| Document Number | 2022091704 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022091704 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 235 DAVIDSON AVE, RAMSEY, NJ 07446-1466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041510638 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 4151/638 |
| Instrument | 2021078565 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140,900 (+0.61%) Land $380,200 Building $760,700 | $1,140,900 (+0.61%) Land $380,200 Building $760,700 | |
| 2025 | $23,349.00 (-4.12%) | $1,134,000 (+31.4%) Land $380,200 Building $753,800 | $1,134,000 (+31.4%) Land $380,200 Building $753,800 |
| 2024 | $24,353.00 (+8.21%) | ||
| 2023 | $863,000 Land $333,000 Building $530,000 | $863,000 Land $333,000 Building $530,000 | |
| 2022 | $22,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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