St. Charles County property record for 2409 Spring Mill Estates Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,359 sqft · built 2013 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $530,000 (Dec 2017) |
| Tax Bill | $8,171 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T060900343 |
| Primary APN | T060900343 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,359 sqft Living Area |
| Gross Area | 6,376 sqft |
| 1st Floor Area | 2,859 sqft |
| Basement Area | 2,835 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,335 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060900343 |
|---|---|
| Street Address | 2409 SPRING MILL ESTATES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MILLS EST #2 LOT 85 |
| Legal Subdivision | SPRING MILLS EST #2 |
| Legal Lot Number | 85 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311211 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 24, 2021 | Intrafamily Transfer, Transfer |
| Dec 29, 2017 | Grant Deed, Transfer DAS ACQUISITION |
| Dec 29, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 2017803410 |
| Deed Book / Page | 6860 / 2169 |
| Last Transfer Date | Aug 19, 2021 |
| Transfer Doc | 2021R070797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073022268 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 7302/2268 |
| Instrument | 20200526000339560 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 24, 2021 |
| Property Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Document Number | 2021R070797 |
| Map Reference | MB 42 PG 227 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021R-070797 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 29, 2017 |
| Property Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Document Number | 0068602169 |
| Book / Page | 006860 / 002169 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 803410 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2409 SPRING MILL ESTATES DR ST CHARLES MO 633031314, ST CHARLES, MO 63303-1314 |
| Document Number | 68602171 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 006860/002171 |
| Instrument | 803420 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 28, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 29, 2017 |
| Property Address | 2409 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1314 |
| Document Number | 0068602167 |
| Book / Page | 006860 / 002167 |
| Instrument Date | Oct 14, 2017 |
| Instrument | 803400 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,523 (-) | $750,119 (-) Land $115,005 Building $635,114 | |
| 2025 | $8,171.00 (+2.23%) | $142,523 (+5.24%) | $750,119 (+5.24%) Land $115,005 Building $635,114 |
| 2024 | $7,993.00 | ||
| 2023 | $135,429 | ||
| 2022 | $712,784 Land $115,005 Building $597,779 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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