2397 Spring Mill Estates Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2397 Spring Mill Estates Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,609 sqft · built 2006
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$496,300 (Oct 2011)
Tax Bill	$9,388 (2024)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T060900340`

Property Details

APN / Parcel Number

Primary APN	`T060900340`
Alternative APN	`3-0011-9893-00-0082.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,609 sqft Living Area
Gross Area	7,696 sqft
1st Floor Area	3,535 sqft
Basement Area	3,457 sqft
Finished Basement	2,074 sqft
Unfinished Basement	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	Deck Area
Patio Area	367 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060900340
Street Address	2397 SPRING MILL ESTATES DR
City	SAINT CHARLES
State	MO
Zip	63303-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MILLS EST #2 LOT 82
Legal Subdivision	SPRING MILLS EST #2
Legal Lot Number	82
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	311211

Owner

Source: St. Charles County records · APN T060900340

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2397 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1313
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2011 · Amount on Record
Deed Sale	Oct 04, 2011 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	2011596820
Deed Book / Page	5649 / 2290
Last Transfer Date	Dec 06, 2017
Transfer Doc	0068491454
Record Updated	Jun 08, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 07, 2017
Property Address	2397 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1313
Document Number	0068491454
Book / Page	006849 / 001454
Instrument Date	Dec 06, 2017
Instrument	755950
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2397 SPRING MILL ESTATES DR ST CHARLES MO 633031313, ST CHARLES, MO 63303-1313

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,827 (+13.62%)	$951,724 (+13.62%) Land $124,995 Building $826,729
2024	$9,388.00
2023		$159,151
2022			$837,645 Land $124,995 Building $712,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 320 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.