St. Charles County property record for 2402 Spring Mill Estates Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,080 sqft · built 2010 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $706,043 (Dec 2010) |
| Tax Bill | $12,053 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T060900363 |
| Primary APN | T060900363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 6,905 sqft Living Area |
| Gross Area | 8,284 sqft |
| 1st Floor Area | 5,080 sqft |
| Basement Area | 2,434 sqft |
| Finished Basement | 1,825 sqft |
| Unfinished Basement | 609 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 17,424 sqft (0.4 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Patio Area | 240 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060900363 |
|---|---|
| Street Address | 2402 SPRING MILL ESTATES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MILLS EST #2 LOT 105 |
| Legal Subdivision | SPRING MILLS EST #2 |
| Legal Lot Number | 105 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311211 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2402 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2010 · Amount on Record |
| Deed Sale | Dec 2, 2010 · Amount on Record |
| Deed Document Number | 2010819480 |
| Deed Book / Page | 5506 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2402 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0067460317 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 6746/0317 |
| Instrument | 20170519000307820 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,493 (-) | $1,107,857 (-) Land $124,995 Building $982,862 | |
| 2025 | $12,053.00 | $210,493 (+10.31%) | $1,107,857 (+10.31%) Land $124,995 Building $982,862 |
| 2023 | $190,821 | ||
| 2022 | $1,004,318 Land $124,995 Building $879,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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