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2398 Spring Mill Estates Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2398 Spring Mill Estates Dr, Saint Charles, MO 63303 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,448 sqft · built 2015
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$575,000 (Jul 2020)
Tax Bill$8,878 (2025)
Deeds & MortgagesJul 2020 Sale
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT060900364

Property Details

APN / Parcel Number

Primary APNT060900364
Alternative APN
  • 3-0011-9893-00-0106.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,448 sqft Living Area
Basement Area2,448 sqft
Finished Basement1,227 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleRanch
Exterior MaterialBrick
Lot Area15,246 sqft (0.35 acres)
TerrainRolling
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT060900364
Old Parcel NumberT060900364
Street Address2398 SPRING MILL ESTATES DR
CitySAINT CHARLES
StateMO
Zip63303-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING MILLS EST #2 LOT 106
Legal Range04E
Legal Township46N
Legal SubdivisionSPRING MILLS EST #2
Legal Lot Number106
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1008
Census Tract311211

Owner

Source: St. Charles County records · APN T060900364

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2398 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Warranty Deed, Transfer
US TITLE-MAIN
Jul 15, 2020Deed of Trust, Mortgage
LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleDec 15, 2015
Deed Document Number0073482167
Deed Book / Page7348 / 2167
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 20, 2020
Property Address2398 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326
Document Number0073482167
Book / Page007348 / 002167
Instrument DateJul 15, 2020
Instrument505610
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyUS TITLE-MAIN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2398 SPRING MILL ESTATES DR ST CHARLES MO 633031326, ST CHARLES, MO 63303-1326

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2398 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326
Document Number0073482169
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 08, 2020
Title CompanyUS TITLE-MAIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12912 KINGS ROW LN ST LOUIS MO 631466023, ST LOUIS, MO 63146-6023

Mortgage

Document Number0073482169
DateJul 20, 2020
Book Page007348/002169
Instrument505620
Lender
NameLAND HM FIN'L SVCS INC
AddressCONCORD, CA 94520
Agreement
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,878.00$154,907 (+6.67%)$815,298 (+6.67%) Land $115,005 Building $700,293
2023$145,215
2022$764,292 Land $115,005 Building $649,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1979–2015)
Claims Outside the SFHA1 of 12
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 6% of Missouri
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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