2406 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 2406 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,803 sqft · built 1987
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Sep 2015)
Tax Bill	$1,564 (2026)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2704657904`

Property Details

APN / Parcel Number

Primary APN	`2704657904`
Alternative APN	`43930`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Patio
Porch Area	116 sqft
Deck Area	129 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2406 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	2406 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUM PHASE II-E
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

2406 Independence Trl, a condominium, is owned and occupied by an individual who bought it in September 2015.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2406 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Deed Document Number	20157602
Deed Book / Page	2202 / 709
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	0017770232
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2406 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026820783
Date	May 5, 2023
Book Page	2682/783
Instrument	2023003985

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2406 Independence Trl was $1,564, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00 (+0.32%)	$263,569 (-) Land $34,800 Building $228,769	$263,569 (-) Land $34,800 Building $228,769
2025	$1,559.00	$263,569 Land $34,800 Building $228,769	$263,569 Land $34,800 Building $228,769
2023	$1,563.00	$263,569 Land $34,800 Building $228,769	$263,569 Land $34,800 Building $228,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Independence Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Independence Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Compas X-Stream, Spectrum.

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