2402 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 2402 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,556 sqft · built 1987
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2020)
Tax Bill	$1,669 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2704656957`

Property Details

APN / Parcel Number

Primary APN	`2704656957`
Alternative APN	`43928`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,024 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Slab
Porch Area	12 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2402 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	2402 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUMS
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 11, 2022	Intrafamily Transfer, Transfer
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	202017045828
Deed Book / Page	2494 / 778
Last Transfer Date	Apr 25, 2022
Transfer Doc	0026220296
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 1, 2023
Property Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Document Number	0027030708
Book / Page	2703 / 708
Map Reference	MB 671 PG 208
Instrument Date	Sep 1, 2023
Instrument	2023008129
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CROSSCREEK DR, MORGANTON, NC 28655-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729

Mortgage

Document Number	2023008130
Date	Sep 1, 2023
Instrument	2023008130

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	May 11, 2022
Property Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Document Number	0026220296
Book / Page	2622 / 296
Map Reference	MB 9 PG 74
Instrument Date	Apr 25, 2022
Instrument	2022020983
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 15, 2020
Property Address	2402 INDEPENDENCE TRL, MORGANTON, NC 28655-5729
Document Number	0024940779
Book / Page	002494 / 000779
Instrument Date	Oct 14, 2020
Instrument	45828
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 INDEPENDENCE TRL MORGANTON NC 286555729, MORGANTON, NC 28655-5729

Mortgage

Document Number	24940782
Date	Oct 15, 2020
Book Page	002494/000782
Instrument	45829

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,669.00 (+0.3%)	$282,440 (-) Land $34,800 Building $247,640	$282,440 (-) Land $34,800 Building $247,640
2025	$1,664.00 (+41.5%)	$282,440 (+17.99%) Land $34,800 Building $247,640	$282,440 (+17.99%) Land $34,800 Building $247,640
2023	$1,176.00 (+35.17%)	$239,373 (+51.04%) Land $34,800 Building $204,573	$239,373 (+51.04%) Land $34,800 Building $204,573
2022	$870.00	$158,488 Land $25,000 Building $133,488	$158,488 Land $25,000 Building $133,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Compas X-Stream, Spectrum.

Nearby Properties on Independence Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures