1602 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 1602 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,793 sqft · built 1989
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2015)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2704750568`

Property Details

APN / Parcel Number

Primary APN	`2704750568`
Alternative APN	`44912`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,264 sqft
Basement Area	316 sqft
Unfinished Basement	316 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Open Porch
Porch Area	268 sqft
Deck Area	96 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2704750568
Street Address	1602 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5745
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENSITY DIST
Legal Description	1602 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDO PH II-P
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2015 · Amount on Record
Deed Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	0000221017
Deed Book / Page	2210 / 17
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1602 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025600388
Date	Aug 4, 2021
Book Page	2560/388
Instrument	2021009235

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Max Rate	7.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1602 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024300773
Date	Oct 21, 2019
Book Page	2430/0773
Instrument	2017033484

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (-0.38%)	$310,737 (-) Land $34,800 Building $275,937	$310,737 (-) Land $34,800 Building $275,937
2023	$1,828.00	$310,737 Land $34,800 Building $275,937	$310,737 Land $34,800 Building $275,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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