1600 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 1600 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,109 sqft · built 1989
Lot Size	14.8 acres (646,430 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2019)
Tax Bill	$1,931 (2026)
Deeds & Mortgages	May 2019 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2704750641`

Property Details

APN / Parcel Number

Primary APN	`2704750641`
Alternative APN	`44911`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,109 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Finished Basement	1,264 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Slab
Porch Area	268 sqft
Deck Area	96 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1600 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5745
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	1600 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUM
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

1600 Independence Trl, a condominium, is owned and occupied by two individuals who bought it in May 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1600 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	20192017027942
Deed Book / Page	2403 / 479
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 20, 2019
Property Address	1600 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Document Number	0024030479
Book / Page	002403 / 000479
Instrument Date	May 20, 2019
Instrument	27942
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1600 INDEPENDENCE TRL MORGANTON NC 286555745, MORGANTON, NC 28655-5745

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 24, 2018
Property Address	1600 INDEPENDENCE TRL, MORGANTON, NC 28655-5745
Document Number	0023480809
Book / Page	2348 / 0809
Map Reference	MB671 PG208
Instrument Date	May 23, 2018
Instrument	2017016236
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 LENOIR RD APT 305, 500, MORGANTON, NC 28655-2668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 INDEPENDENCE TRL, MORGANTON, NC 28655-5745

Mortgage

Document Number	2017016237
Date	May 24, 2018
Instrument	2017016237

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1600 Independence Trl was $1,931, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+0.26%)	$329,623 (-) Land $34,800 Building $294,823	$329,623 (-) Land $34,800 Building $294,823
2025	$1,926.00	$329,623 Land $34,800 Building $294,823	$329,623 Land $34,800 Building $294,823
2023	$1,933.00	$329,623 Land $34,800 Building $294,823	$329,623 Land $34,800 Building $294,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1600 Independence Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 Independence Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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