2404 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2404 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1909
Lot Size	0.148 acres (6,464 sqft)
Owner	Individual Name on File
Last Sale	$20,824 (Feb 2012)
Tax Bill	$2,238 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`35044.0342`

Property Details

APN / Parcel Number

Primary APN	`35044.0342`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	912 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,464 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	48 sqft
Patio Area	48 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2404 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L18 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	6
Legal Lot Number	18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

2404 E Providence Ave is owned and occupied by an individual who acquired it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2404 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 27, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2012 · Amount on File
Deed Sale	Feb 28, 2012 · Amount on File
Prior Sale	Apr 30, 2002 · Amount on File
Deed Document Number	20126070272
Last Transfer Date	Apr 26, 2022
Transfer Doc	0007202150
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2404 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007204606
Date	May 5, 2022
Instrument	7204606

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 27, 2022
Property Address	2404 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Document Number	0007202150
Map Reference	MB E PG 1
Instrument Date	Apr 26, 2022
Instrument	7202150
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 E PROVIDENCE AVE, SPOKANE, WA 99207-5833

Tax Assessment & Valuation

The 2026 property tax bill for 2404 E Providence Ave was $2,238, up 8.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,238.00 (+8.69%)	$224,200 (+12.55%) Land $90,000 Building $134,200	$224,200 (+12.55%) Land $90,000 Building $134,200
2025	$2,059.00 (+6.35%)	$199,200 (-3.54%) Land $70,000 Building $129,200	$199,200 (-3.54%) Land $70,000 Building $129,200
2024	$1,936.00 (-4.4%)	$206,500 (+31.61%) Land $65,000 Building $141,500	$206,500 (+31.61%) Land $65,000 Building $141,500
2023	$2,025.00 (+9.99%)	$156,900 Land $42,000 Building $114,900	$156,900 Land $42,000 Building $114,900
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 E Providence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 E Providence Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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