2408 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2408 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1909
Lot Size	0.148 acres (6,464 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2025)
Tax Bill	$2,317 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0341`

Property Details

APN / Parcel Number

Primary APN	`35044.0341`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	660 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Shingles
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,464 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Exterior Amenities

Patio Area	140 sqft
Shed	1 Shed
Shed Area	108 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2408 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L17 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	6
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

Source: Spokane County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · VA Mortgage SUNFLOWER BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Jun 8, 2020	Warranty Deed, Transfer · Line of Credit CRESCENT HEIGHTS CAPITAL LLC
Jun 9, 2017	Quit Claim Deed, Transfer · Commercial Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20257445002
Prior Transfer Date	Jun 6, 2017
Prior Transfer Doc	0006610670
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 3, 2025
Property Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Document Number	0007445002
Map Reference	VOL E PG 1
Instrument Date	Sep 24, 2025
Instrument	7445002
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833

Mortgage

Document Number	0007445003
Date	Oct 3, 2025
Instrument	7445003

Lender

Name	SUNFLOWER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006970778
Date	Sep 21, 2020
Instrument	6970778

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 12, 2020
Property Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Document Number	0006954663
Map Reference	VOL E PG 1
Instrument Date	Aug 10, 2020
Instrument	6954663
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833

Mortgage

Document Number	0006954664
Date	Aug 12, 2020
Instrument	6954664

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0006954665
Date	Aug 12, 2020
Instrument	6954665

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2020
Property Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Document Number	0006928000
Map Reference	VOL E PG 1
Instrument Date	Jun 4, 2020
Instrument	6928000
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006928001
Date	Jun 8, 2020
Instrument	6928001

Lender

Name	CRESCENT HEIGHTS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 9, 2017
Property Address	2408 E PROVIDENCE AVE, SPOKANE, WA 99207-5833
Document Number	0006610670
Map Reference	VOL E PG1
Instrument Date	Jun 6, 2017
Instrument	6610670
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 W GARLAND AVE # 100, 1414, SPOKANE, WA 99205-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 W GARLAND AVE # 100, 100, SPOKANE, WA 99205-2615

Mortgage

Document Number	0006610671
Date	Jun 9, 2017
Instrument	6610671

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,317.00 (-0.17%)	$222,800 (-1.24%) Land $90,000 Building $132,800	$222,800 (-1.24%) Land $90,000 Building $132,800
2025	$2,321.00 (+6.32%)	$225,600 (-4.29%) Land $90,000 Building $135,600	$225,600 (-4.29%) Land $90,000 Building $135,600
2024	$2,183.00 (-5.5%)	$235,700 (+27.89%) Land $65,000 Building $170,700	$235,700 (+27.89%) Land $65,000 Building $170,700
2023	$2,310.00 (+6.94%)	$184,300 (-) Land $42,000 Building $142,300	$184,300 (-) Land $42,000 Building $142,300
2022	$2,160.00	$184,300 Land $42,000 Building $142,300	$184,300 Land $42,000 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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