2407 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2407 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 758 sqft · built 1907
Lot Size	0.148 acres (6,465 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2026)
Tax Bill	$2,099 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0208`

Property Details

APN / Parcel Number

Primary APN	`35044.0208`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	758 sqft Living Area
Gross Area	854 sqft
1st Floor Area	758 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,465 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Patio Area	72 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2407 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L8 B7
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	7
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Nov 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 7, 2020	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC
Aug 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20267500905
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0006735822
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 10, 2026
Property Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0007500905
Instrument Date	Jul 8, 2026
Instrument	20267500905
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FORT WASHINGTON TITLE, WASHINGTON TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$499,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834

Mortgage

Document Number	0007500906,
Date	Jul 10, 2026
Instrument	20267500906

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0007500907,
Date	Jul 10, 2026
Instrument	20267500907

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13221 E SAN JUAN LN, SPOKANE VALLEY, WA 99206-6145

Mortgage

Document Number	0007319657
Date	Nov 17, 2023
Instrument	7319657

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 7, 2020
Property Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006939491
Instrument Date	Jul 6, 2020
Instrument	6939491
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

Amount	Amount Recorded
Tax	$1,605.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13221 E SAN JUAN LN SPOKANE VALLEY WA 992066145, SPOKANE VALLEY, WA 99206-6145

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 21, 2018
Property Address	2407 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006735822
Instrument Date	Aug 10, 2018
Instrument	6735822
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 E PROVIDENCE AVE SPOKANE WA 992075834, SPOKANE, WA 99207-5834

Mortgage

Document Number	6735823
Date	Aug 21, 2018
Instrument	6735823

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,099.00 (+9.49%)	$215,100 (+5.39%) Land $90,000 Building $125,100	$215,100 (+5.39%) Land $90,000 Building $125,100
2025	$1,917.00 (+36.93%)	$204,100 (+45.47%) Land $90,000 Building $114,100	$204,100 (+45.47%) Land $90,000 Building $114,100
2024	$1,400.00 (+1.52%)	$140,300 (+36.21%) Land $65,000 Building $75,300	$140,300 (+36.21%) Land $65,000 Building $75,300
2023	$1,379.00 (+13.69%)	$103,000 Land $42,000 Building $61,000	$103,000 Land $42,000 Building $61,000
2022	$1,213.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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