2401 Cedar Rdg Rd, Waco, TX 76708 Property Records

McLennan County property record for 2401 Cedar Rdg Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,822 sqft · built 1955
Lot Size	2.14 acres (93,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,500 (Dec 2015)
Tax Bill	$11,752 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-005602-000700-7`

Property Details

APN / Parcel Number

Primary APN	`48-005602-000700-7`
Alternative APNs	`4800560200070070111` `165115`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,822 sqft Living Area
Gross Area	4,305 sqft
1st Floor Area	3,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	93,567 sqft
Lot Dimensions	401 ft deep x 273 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	1,540 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	519 sqft
Patio Area	450 sqft
Shed	1 Shed
Shed Area	299 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2401 CEDAR RIDGE RD
City	WACO
State	TX
Zip	76708-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BRADSHAW TR LOT 7 BLOCK A ACRES 2.148
Legal Subdivision	BRADSHAW TR
Legal Tract	BLOCK
Legal Block	A
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 CEDAR RIDGE RD, WACO, TX 76708-2349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on Record
Deed Sale	Dec 31, 2015 · Amount on Record
Prior Sale	Mar 28, 2008 · Amount on Record
Deed Document Number	201540768
Prior Transfer Date	Dec 29, 2015
Prior Transfer Doc	0000040768
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2401 CEDAR RIDGE RD, WACO, TX 76708-2349
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000547
Date	Jan 5, 2022
Instrument	2022000547

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,367 (-0.41%) Land $111,044 Building $532,323	$643,367 (-0.41%) Land $111,044 Building $532,323
2025	$11,752.00 (-8.49%) Homeowner's exemption	$645,990 (+7.04%) Land $100,760 Building $545,230	$645,990 (+7.04%) Land $100,760 Building $545,230
2024	$12,843.00 (+14.02%)
2023		$603,480 Land $100,760 Building $502,720	$603,480 Land $100,760 Building $502,720
2022	$11,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20