McLennan County property record for 2601 Cedar Rdg Rd, Waco, TX 76708 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,592 sqft · built 1952 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,735 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480056020011003 |
| Primary APN | 480056020011003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 2,592 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Lot Dimensions | 424 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 2,550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 165119 |
|---|---|
| Old Parcel Number | 4800560200110030111 |
| Street Address | 2601 CEDAR RIDGE RD |
| City | WACO |
| State | TX |
| Zip | 76708-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADSHAW TR LOT 11 BLOCK A ACRES 1.32 |
| Legal Subdivision | BRADSHAW TR |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2800 |
Source: McLennan County records · APN 480056020011003
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Jan 06, 2026 | Vendor's Lien, Transfer · ARM EXTRACO BANKS NA |
| Aug 29, 2022 | Vendor's Lien, Transfer · Conventional Mortgage INTERCAP LENDING |
| Dec 06, 2018 | Deed of Trust, Mortgage · Commercial Mortgage EXTRACO BANKS NA |
| Feb 24, 2020 | Deed of Trust, Mortgage WATERMARK CAP |
| Jul 13, 2019 | Deed of Trust, Mortgage WATERMARK CAP |
| Jul 11, 2018 | Vendor's Lien, Transfer EXTRACO BANKS NA |
| Feb 07, 2019 | Warranty Deed, Transfer ASCENT HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2026 |
| Deed Sale | Jan 06, 2026 |
| Prior Sale | Aug 29, 2022 |
| Deed Document Number | 2026000393 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004686 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 2021004686 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 06, 2026 |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000000393 |
| Instrument Date | Jan 05, 2026 |
| Instrument | 2026000393 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000000394 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 2026000394 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 29, 2022 |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000034942 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022034942 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2969, CHULA VISTA, CA 91912-2969 |
| Name | Verified Name |
|---|
| Document Number | 0000034943 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022034943 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042233 |
|---|---|
| Date | Dec 06, 2018 |
| Instrument | 2018042233 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jul 10, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000006839 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2601 CEDAR RIDGE RD WACO TX 767082353, WACO, TX 76708-2353 |
| Document Number | 0000006839 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 6839 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000023777 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2601 CEDAR RIDGE RD WACO TX 767082353, WACO, TX 76708-2353 |
| Document Number | 0000023777 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 23777 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 11, 2018 |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000023510 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 2018023510 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4817 LOCH LOMOND DR, WACO, TX 76710-2953 |
| Document Number | 0000023511 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 2018023511 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 10, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 07, 2019 |
| Property Address | 2601 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000004244 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 4244 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 170 K ST CHULA VISTA CA 919111412, CHULA VISTA, CA 91911-1412 |
| Document Number | 4245 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | 4245 |
| Name | ASCENT HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 06, 2049 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $397,660 (+11.43%) Land $89,120 Building $308,540 | $397,660 (+11.43%) Land $89,120 Building $308,540 | |
| 2024 | $7,735.00 (+17.09%) | ||
| 2023 | $356,860 Land $89,120 Building $267,740 | $356,860 Land $89,120 Building $267,740 | |
| 2022 | $6,606.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 12% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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