2301 Cedar Rdg Rd, Waco, TX 76708 Property Records

McLennan County property record for 2301 Cedar Rdg Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,237 sqft · built 1954
Lot Size	2.55 acres (111,470 sqft)
Owner	Company Name on Record
Last Sale	$443,300 (Dec 2018)
Tax Bill	$7,157 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-005602-000600-0`

Property Details

APN / Parcel Number

Primary APN	`48-005602-000600-0`
Alternative APNs	`4800560200060000111` `165114`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,237 sqft Living Area
Gross Area	5,273 sqft
1st Floor Area	4,237 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	111,470 sqft
Garage Type	Attached
Garage Area	1,036 sqft
Driveway	Asphalt Driveway
Driveway Area	6,320 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	501 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2301 CEDAR RIDGE RD
City	WACO
State	TX
Zip	76708-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BRADSHAW TR LOT 6 BLOCK A ACRES 2.559
Legal Subdivision	BRADSHAW TR
Legal Tract	BLOCK
Legal Block	A
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
Nov 18, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
Dec 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK
Dec 18, 2018	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	201843586
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000043586
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013104
Date	Apr 9, 2021
Instrument	2021013104

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347
Document Number	0000038920
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 CEDAR RIDGE RD WACO TX 767082347, WACO, TX 76708-2347

Mortgage

Document Number	0000038920
Date	Nov 21, 2019
Instrument	38920

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 18, 2018
Property Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347
Instrument Date	Dec 17, 2018
Instrument	43587
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 CEDAR RIDGE RD WACO TX 767082347, WACO, TX 76708-2347

Mortgage

Document Number	0000043587
Date	Dec 18, 2018
Instrument	43587

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 18, 2018
Property Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347
Document Number	0000043586
Instrument Date	Dec 17, 2018
Instrument	2018043586
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 CEDAR RIDGE RD, WACO, TX 76708-2347

Mortgage

Document Number	0000043587
Date	Dec 18, 2018
Instrument	2018043587

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000043588
Date	Dec 18, 2018
Instrument	2018043588

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,468 (+1%)	$586,256 (+0.18%) Land $121,298 Building $464,958
2025		$483,153 (-14.89%) Land $109,230 Building $475,950	$585,180 (+3.08%) Land $109,230 Building $475,950
2023		$567,690 Land $109,230 Building $458,460	$567,690 Land $109,230 Building $458,460
2022	$7,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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