2300 Cedar Rdg Rd, Waco, TX 76708 Property Records

McLennan County property record for 2300 Cedar Rdg Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 1981
Lot Size	0.445 acres (19,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,600 (Jun 2006)
Tax Bill	$5,693 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-028703-002505-1`

Property Details

APN / Parcel Number

Primary APN	`48-028703-002505-1`
Alternative APNs	`4802870300250510111` `181619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,500 sqft
2nd Floor Area	663 sqft
Attic	Attic
Attic Area	453 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	19,373 sqft (0.445 acres)
Garage Type	Attached
Garage Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2300 CEDAR RIDGE RD
City	WACO
State	TX
Zip	76708-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	MEADOW OAKS LOT 21 BLOCK 1 ACRES .4447
Legal Subdivision	MEADOW OAKS
Legal Block	1
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2300 CEDAR RIDGE RD, WACO, TX 76708-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2006 · Amount on Record
Deed Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	200621682
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0000021682
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 8, 2026
Property Address	2300 CEDAR RIDGE RD, WACO, TX 76708-2348
Document Number	0000021756
Instrument Date	Jul 1, 2026
Instrument	202621756
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 CEDAR RIDGE RD, WACO, TX 76708-2348

Mortgage

Document Number	0000021756,
Date	Jul 8, 2026
Instrument	202621756

Lender

Name	NEWREZ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2300 CEDAR RIDGE RD, WACO, TX 76708-2348
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020558
Date	May 26, 2021
Instrument	2021020558

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,000 (+3.41%) Land $61,606 Building $426,394	$488,000 (-13.24%) Land $61,606 Building $426,394
2025	$5,693.00 (-6.18%) Homeowner's exemption Disabled Person's exemption	$471,900 (-12.21%)	$562,480 (+4.64%) Land $55,990 Building $506,490
2024	$6,068.00 (-7.26%)
2023		$537,530 Land $55,990 Building $481,540	$537,530 Land $55,990 Building $481,540
2022	$6,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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