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2405 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2405 Symphony Cir, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,865 sqft · built 2019
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on File
Last Sale$645,000 (Apr 2026)
Tax Bill$8,222 (2025)
Deeds & MortgagesApr 2026 Sale
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN17-25-31-4899-0001-0720

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0720
Alternative APN
  • 253117489900010720

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,865 sqft Living Area
Gross Area3,413 sqft
1st Floor Area2,865 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2405 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 72
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block720
Legal Lot Number72
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0720

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address439 SW 45TH ST, OCALA, FL 34471-9746
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 02, 2019Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2026 · Amount on Record
Deed SaleApr 01, 2026 · Amount on Record
Prior SaleOct 02, 2019 · Amount on Record
Deed Document Number202644071
Deed Book / Page6948 / 1956
Record UpdatedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 01, 2026
Property Address2405 SYMPHONY CIR, SAINT CLOUD, FL 34771-8931
Document Number0000044071
Book / Page6948 / 1956
Instrument DateMar 31, 2026
Instrument202644071
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$456,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address439 SW 45TH ST, OCALA, FL 34471-9746

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2019
Property Address2405 SYMPHONY CIR, SAINT CLOUD, FL 34771-8931
Document Number0055991899
Book / Page005599 / 001899
Instrument DateOct 01, 2019
Instrument127570
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$3,227.33
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3591 SW 25TH AVE OCALA FL 34471, OCALA, FL 34471

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,222.00 (+7.72%)$556,000 (+25.28%) Land $90,000 Building $466,000$556,000 (+25.28%) Land $90,000 Building $466,000
2024$7,633.00 (+12.37%)
2023$6,793.00 (+9.99%)$443,800 (+10.76%) Land $75,000 Building $368,800$443,800 (+10.76%) Land $75,000 Building $368,800
2022$6,176.00$400,700 Land $65,000 Building $335,700$400,700 Land $65,000 Building $335,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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