Osceola County property record for 2404 Symphony Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,410 sqft · built 2019 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $426,257 (Jul 2019) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-31-4899-0001-0290 |
| Primary APN | 17-25-31-4899-0001-0290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 2,909 sqft |
| 1st Floor Area | 2,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Porch | Florida Room |
| Porch Area | 263 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2404 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 29 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Block | 290 |
| Legal Lot Number | 29 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
Source: Osceola County records · APN 17-25-31-4899-0001-0290
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2404 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 09, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 30, 2019 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 201998144 |
| Deed Book / Page | 5565 / 70 |
| Last Transfer Date | Aug 08, 2022 |
| Transfer Doc | 0062652903 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 09, 2022 |
| Property Address | 2404 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930 |
| Document Number | 0062652903 |
| Book / Page | 6265 / 2903 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 2022121918 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2404 SYMPHONY CIR, 2404, SAINT CLOUD, FL 34771-8930 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2404 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 2404 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930 |
| Document Number | 0055650070 |
| Book / Page | 005565 / 000070 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 98144 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,983.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2404 SYMPHONY CIR ST CLOUD FL 347718930, ST CLOUD, FL 34771-8930 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,337.00 (+4.69%) Homeowner's exemption Widower's exemption | $379,681 (+5.99%) | $482,200 (+25.02%) Land $90,000 Building $392,200 |
| 2024 | $5,098.00 (+2.1%) | ||
| 2023 | $4,993.00 (+2.55%) Homeowner's exemption Widower's exemption | $358,234 (+3%) | $385,700 (+10.9%) Land $75,000 Building $310,700 |
| 2022 | $4,869.00 Homeowner's exemption Widower's exemption | $347,800 Land $65,000 Building $282,800 | $347,800 Land $65,000 Building $282,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Lumen Technologies.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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