240 Finch Dr, Elyria, OH 44035 Property Records

Lorain County property record for 240 Finch Dr, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	1,378 sqft Living Area
Lot Size	9,714 sqft (0.286 acres)
Occupancy	Owner Occupied
Last Sale	$113,900 (1996)
Tax Bill	$2,975.00 (2025)

Owner

Source: Lorain County records · APN 10-00-005-107-275

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	240 FINCH DR, ELYRIA, OH 44035-7992
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 1996 · Amount on Record
Deed Sale	Dec 20, 1996 · Amount on Record
Last Transfer Date	Apr 19, 2016
Transfer Doc	0000584663
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	240 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857133
Date	Jan 04, 2022
Instrument	2022-0857133

Lender

Name	COMMUNITY STAR CU INC
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00 (+19.67%) Homeowner's exemption	$72,140 (+0.01%) Land $21,000 Building $51,140	$206,100 (-) Land $60,000 Building $146,100
2024		$72,135 (+33.92%) Land $21,000 Building $51,135	$206,100 (+33.92%) Land $60,000 Building $146,100
2023	$2,486.00 (-4.46%)	$53,865 (-0.01%) Land $14,028 Building $39,837	$153,900 (-) Land $40,080 Building $113,820
2022	$2,602.00	$53,870 Land $14,030 Building $39,840
2021			$153,900 Land $40,080 Building $113,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-275`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,378 sqft Living Area
Gross Area	1,796 sqft Gross Area
1st Floor	681 sqft 1st Floor
Basement Area	681 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,714 sqft (0.286 acres)
Depth X Width	157 ft x 61.6 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	418 sqft Garage
Patio Area	540 sqft Patio
Porch	Open Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	240 FINCH DR
City	ELYRIA
State	OH
Zip	44035-7992
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROBIN PARK 6 61.63 X 157.62
Legal Subdivision	ROBIN PARK 6
Legal Block	107
Legal Lot Number	135
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1002
Census Tract	71300