222 Finch Dr, Elyria, OH 44035 Property Records

Lorain County property record for 222 Finch Dr, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,701 sqft · built 1997
Lot Size	0.182 acres (7,951 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Apr 2020)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-272`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-272`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	461 sqft
Attic Area	595 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,951 sqft
Lot Dimensions	142 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	222 FINCH DR
City	ELYRIA
State	OH
Zip	44035-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBIN PARK 6 55.99 X 142.01
Legal Subdivision	ROBIN PARK SUBDIVISION #6
Legal Block	107
Legal Lot Number	132
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-005-107-272

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	222 FINCH DR, ELYRIA, OH 44035-7992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · VA Mortgage EXPERT MORTGAGE LENDING LLC
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 24, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 13, 2024	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Apr 09, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2020 · Amount on Record
Deed Sale	Apr 09, 2020 · Amount on Record
Prior Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	2020001867
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	222 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000086775
Date	Mar 03, 2026
Instrument	2026-0086775

Lender

Name	EXPERT MORTGAGE LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 01, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	222 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000895549
Date	Oct 18, 2022
Instrument	2022-0895549

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	222 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000017188
Date	Jun 24, 2024
Instrument	2024-0017188

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	222 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000022830
Date	Aug 13, 2024
Instrument	2024-0022830

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 09, 2020
Property Address	222 FINCH DR, ELYRIA, OH 44035-7992
Document Number	0000755920
Instrument Date	Mar 27, 2020
Instrument	755920
Transaction Type	Transfer
Record Updated	May 08, 2020
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992

Mortgage

Document Number	755921
Date	Apr 09, 2020
Instrument	755921

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,839.00	$86,300 (-) Land $21,000 Building $65,300	$246,570 (-) Land $60,000 Building $186,570
2024	$1,839.00 (-0.81%)	$86,300 (+47.54%) Land $21,000 Building $65,300	$246,570 (+47.54%) Land $60,000 Building $186,570
2023	$1,854.00 (-1.7%)	$58,492 (+%) Land $14,028 Building $44,464	$167,120 (-) Land $40,080 Building $127,040
2022	$1,886.00	$58,490 Land $14,030 Building $44,460
2021			$167,120 Land $40,080 Building $127,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Finch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures