Lorain County property record for 223 Finch Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1997 |
| Lot Size | 0.29 acres (12,634 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Apr 2025) |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-284 |
| Primary APN | 10-00-005-107-284 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,634 sqft |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 54 sqft |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 223 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 101.07 X 125 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #6 |
| Legal Block | 107 |
| Legal Lot Number | 144 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 223 FINCH DR, ELYRIA, OH 44035-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 2025-0049472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 17, 2025 |
| Property Address | 223 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000049472 |
| Map Reference | VOL 55 PG 63 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025-0049472 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000049612 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | 2025-0049612 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Number | 0000049613 |
|---|---|
| Date | Apr 18, 2025 |
| Instrument | 2025-0049613 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 26, 2017 |
| Property Address | 223 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000638156 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 638156 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 638157 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 638157 |
| Name | NATIONS LNDG |
|---|---|
| Address | 4 SUMMIT PARK DR # 200, INDEPENDENCE, OH 44131-2583 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,041.00 | $73,740 (%) Land $21,000 Building $52,740 | $210,690 (-) Land $60,000 Building $150,690 |
| 2024 | $3,041.00 (+10.94%) | $73,742 (+24.16%) Land $21,000 Building $52,742 | $210,690 (+24.16%) Land $60,000 Building $150,690 |
| 2023 | $2,741.00 (+0.33%) | $59,392 (+%) Land $14,028 Building $45,364 | $169,690 (-) Land $40,080 Building $129,610 |
| 2022 | $2,732.00 | $59,390 Land $14,030 Building $45,360 | |
| 2021 | $169,690 Land $40,080 Building $129,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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