Lorain County property record for 216 Finch Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,640 sqft · built 1996 |
| Lot Size | 0.217 acres (8,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Aug 2017) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-271 |
| Primary APN | 10-00-005-107-271 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,436 sqft (0.217 acres) |
| Lot Dimensions | 127 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 216 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 65.96 X 127.90 |
| Legal Subdivision | ROBIN PARK 6 |
| Legal Block | 107 |
| Legal Lot Number | 131 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-271
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Oct 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 04, 2017 | Grant Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2017 · Amount on Record |
| Deed Sale | Aug 04, 2017 · Amount on Record |
| Prior Sale | Jul 01, 2005 · Amount on Record |
| Deed Document Number | 2017639368 |
| Prior Transfer Date | Jun 15, 1998 |
| Prior Transfer Doc | 0000551512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 07, 2026 |
| Property Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000106778 |
| Instrument Date | Aug 01, 2026 |
| Instrument | 2026106778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000106778, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 2026106778 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 06, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000842180 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 2021-0842180 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000780574 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 216 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 0000780574 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 780574 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 27, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 04, 2017 |
| Property Address | 216 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000639368 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 639368 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 639369 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 639369 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MARYFIELD HEIGHTS, OH 44124 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 Homeowner's exemption | $84,010 (%) Land $21,000 Building $63,010 | $240,040 (-) Land $60,000 Building $180,040 |
| 2024 | $3,497.00 (+16.45%) | $84,014 (+30.86%) Land $21,000 Building $63,014 | $240,040 (+30.86%) Land $60,000 Building $180,040 |
| 2023 | $3,003.00 (+0.57%) | $64,201 (+%) Land $14,028 Building $50,173 | $183,430 (-) Land $40,080 Building $143,350 |
| 2022 | $2,986.00 | $64,200 Land $14,030 Building $50,170 | |
| 2021 | $183,430 Land $40,080 Building $143,350 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930713001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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