24 Winter St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 24 Winter St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,458 sqft · built 1900
Lot Size	0.332 acres (14,475 sqft)
Owner	2 Individual Names on File
Last Sale	$384,500 (Sep 2017)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Oct 2020 Refinance Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-285`

Property Details

APN / Parcel Number

Primary APN	`66-285`
Alternative APNs	`FRAN M:286 L:111` `M:066 L:285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
Gross Area	2,416 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,475 sqft (0.332 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	66-285
Street Address	24 WINTER ST
City	FRANKLIN
State	MA
Zip	02038-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	111
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1010
Census Tract	442204

Owner

24 Winter St is owned and occupied by two individuals who bought it in September 2017.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 WINTER ST, FRANKLIN, MA 02038-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Sep 22, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Feb 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Book / Page	35461 / 440
Transfer Doc	035461-440
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	24 WINTER ST, FRANKLIN, MA 02038-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38500-95
Date	Oct 21, 2020
Book Page	38500/95
Instrument	114344

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Sep 22, 2017
Property Address	24 WINTER ST, FRANKLIN, MA 02038-2226
Document Number	35461-440
Book / Page	035461 / 000440
Instrument Date	Sep 13, 2017
Instrument	90201
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 WINTER ST FRANKLIN MA 020382226, FRANKLIN, MA 02038-2226

Mortgage

Document Number	35461-442
Date	Sep 22, 2017
Book Page	035461/000442
Instrument	90202

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 13, 2017
Property Address	24 WINTER ST, FRANKLIN, MA 02038-2226
Document Number	34913-311
Book / Page	034913 / 000311
Instrument Date	Jan 31, 2017
Instrument	13802
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 BELLVIEW HTS ASHLAND MA 017211617, ASHLAND, MA 01721-1617

Tax Assessment & Valuation

The 2025 property tax bill for 24 Winter St was $5,694, up 8.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00 (+8.48%)	$490,000 (+10.06%) Land $221,400 Building $268,600	$576,175 (+6.5%)
2024	$5,249.00 (+4.48%)	$445,200 (+11.47%) Land $221,400 Building $223,800	$541,025
2023	$5,024.00	$399,400 Land $204,800 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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