12 Winter St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 12 Winter St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,119 sqft · built 1880
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2002)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Nov 2019 Refinance Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`66-283`

Property Details

APN / Parcel Number

Primary APN	`66-283`
Alternative APNs	`FRAN M:286 L:109` `M:066 L:283`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,119 sqft Living Area
Gross Area	2,189 sqft
Basement Area	516 sqft
Unfinished Basement	516 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	66-283
Street Address	12 WINTER ST
City	FRANKLIN
State	MA
Zip	02038-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	109
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1010
Census Tract	442204

Owner

12 Winter St is owned and occupied by an individual who acquired it in August 2019.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 WINTER ST, FRANKLIN, MA 02038-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP
Aug 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2002 · Amount on File
Deed Sale	Jun 24, 2002 · Amount on File
Prior Sale	Nov 26, 1996 · Amount on File
Deed Document Number	2002107110
Last Transfer Date	Aug 9, 2019
Transfer Doc	37081-172
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	12 WINTER ST, FRANKLIN, MA 02038-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37342-397
Date	Nov 14, 2019
Book Page	37342/397
Instrument	105431

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 22, 2019
Property Address	12 WINTER ST, FRANKLIN, MA 02038-2226
Document Number	37081-172
Book / Page	037081 / 000172
Instrument Date	Aug 9, 2019
Instrument	73557
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WINTER ST FRANKLIN MA 020382226, FRANKLIN, MA 02038-2226

Tax Assessment & Valuation

The 2025 property tax bill for 12 Winter St was $5,249, up 7.6% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,249.00 (+7.61%)	$451,700 (+9.19%) Land $220,400 Building $231,300	$516,800 (+1.34%)
2024	$4,878.00 (+4.12%)	$413,700 (+11.09%) Land $220,400 Building $193,300	$509,960
2023	$4,685.00	$372,400 Land $203,900 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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