Essex County and Millburn Township property record for 24 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 1947 |
| Lot Size | 0.118 acres (5,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (May 2017) |
| Tax Bill | $13,196 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00401-0000-00020 |
| Primary APN | 12-00401-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 5,149 sqft (0.118 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| Street Address | 24 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X103 |
| Legal Subdivision | TOWNSHIP/MILLBUR |
| Legal Block | 401 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20200 |
24 Locust Ave is owned and occupied by an individual who acquired it in March 2021.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| May 7, 2021 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN FED'L MTG |
| May 5, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Prior Sale | Jan 30, 2001 · Amount on File |
| Deed Document Number | 201739697 |
| Last Transfer Date | Mar 1, 2021 |
| Transfer Doc | 0000058368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 2021101802 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021101802 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 2021102070 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021102070 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | NOT AVAILABLE, ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 2021097979 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021097979 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 7, 2021 |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 2021058368 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021058368 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000009047 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 LOCUST AVE MILLBURN NJ 070411822, MILLBURN, NJ 07041-1822 |
| Document Number | 0000009047 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 9047 |
| Name | AMERICAN FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 5, 2017 |
| Property Address | 24 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000039697 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 39697 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 LOCUST AVE MILLBURN NJ 070411822, MILLBURN, NJ 07041-1822 |
| Document Number | 39699 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 39699 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2047 |
The 2025 property tax bill for 24 Locust Ave was $13,196, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,600 (-) Land $396,800 Building $256,800 | $653,600 (-) Land $396,800 Building $256,800 | |
| 2025 | $13,196.00 (+1.87%) | $653,600 Land $396,800 Building $256,800 | $653,600 Land $396,800 Building $256,800 |
| 2024 | $12,954.00 | ||
| 2023 | $653,600 Land $396,800 Building $256,800 | $653,600 Land $396,800 Building $256,800 | |
| 2022 | $12,699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Locust Ave in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 24 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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