Essex County and Millburn Township property record for 22 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 2025 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,900,000 (Nov 2025) |
| Tax Bill | $10,034 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00401-0000-00019 |
| Primary APN | 12-00401-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 22 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 401 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20200 |
22 Locust Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Nov 24, 2025 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Jan 4, 2024 | Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Jan 4, 2024 · Amount on File |
| Deed Document Number | 202573348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000042472 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021042472 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 24, 2025 |
| Property Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000073348 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025073348 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | HUDSON ONE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 S 4TH ST, MAPLEWOOD, NJ 07040-1512 |
| Name | Verified Name |
|---|---|
| Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000073349 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025073349 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 4, 2024 |
| Property Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000000788 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024000788 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1255 MAGIE AVE APT 134, 134, UNION, NJ 07083-8168 |
| Name | Verified Name |
|---|---|
| Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000000789 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024000789 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Dec 21, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 22 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 2021042472 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021042472 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 22 Locust Ave was $10,034, down 4.8% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,113,800 (+124.1%) Land $397,000 Building $716,800 | $1,113,800 (+124.1%) Land $397,000 Building $716,800 | |
| 2025 | $10,034.00 (-4.76%) | $497,000 Land $397,000 Building $100,000 | $497,000 Land $397,000 Building $100,000 |
| 2024 | $10,536.00 | ||
| 2023 | $531,600 (-) Land $397,000 Building $134,600 | $531,600 (-) Land $397,000 Building $134,600 | |
| 2022 | $10,328.00 (+0.25%) | $531,600 Land $397,000 Building $134,600 | $531,600 Land $397,000 Building $134,600 |
| 2021 | $10,302.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 22 Locust Ave in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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