23 Locust Ave, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 23 Locust Ave, Millburn, NJ 07041

Property Summary

Property TypeSingle Family Home
Details1,309 sqft · built 1940
Lot Size0.144 acres (6,251 sqft)
OwnerCompany Name on Record
Last Sale$980,000 (Sep 2025)
Tax Bill$12,187 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-00312-0000-00021

Property Details

APN / Parcel Number

Primary APN12-00312-0000-00021
Alternative APNs
  • 120031200021
  • 07041

Interior

Stories1 Story
Building Area1,309 sqft Living Area
1st Floor Area1,309 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address23 LOCUST AVE
CityMILLBURN
StateNJ
Zip07041-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X125
Legal SubdivisionWYOMING
Legal Block312
Legal Lot Number21
JurisdictionESSEX NJ
Township / Civil DivisionMILLBURN
Census Block Group2
Census Block2005
Census Tract20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED NATIONS FCU
Sep 18, 2025Deed, Transfer · Commercial Mortgage
BLUE GATE CAPITAL LLC
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED NATIONS FCU
Dec 9, 2019Deed of Trust, Mortgage · Conventional with PMI
UNITED NATIONS FCU
Nov 9, 2018Grant Deed, Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleNov 9, 2018 · Amount on Record
Deed Document Number202559101
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018458
DateFeb 18, 2021
Instrument2021018458
Lender
NameUNITED NATIONS FCU
TypeCredit Union
AddressLONG ISLAND CITY, NY 11101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateSep 18, 2025
Property Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Document Number0000059101
Instrument DateAug 11, 2025
Instrument2025059101
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyEVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2507 PARK PL, SPRINGFIELD, NJ 07081-3529

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 PARK LN S, JERSEY CITY, NJ 07310-3159

Mortgage

Document Number0000059102
DateSep 18, 2025
Instrument2025059102
Lender
NameBLUE GATE CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueAug 25, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021018458
DateFeb 18, 2021
Instrument2021018458
Lender
NameUNITED NATIONS FCU
TypeCredit Union
AddressLONG ISLAND CITY, NY 11101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Document Number0000120169
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 LOCUST AVE MILLBURN NJ 070411821, MILLBURN, NJ 07041-1821

Mortgage

Document Number0000120169
DateDec 19, 2019
Instrument120169
Lender
NameUNITED NATIONS FCU
TypeCredit Union
AddressLONG ISLAND CITY, NY 11101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 18, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateNov 9, 2018
Property Address23 LOCUST AVE, MILLBURN, NJ 07041-1821
Document Number0000096992
Instrument DateOct 28, 2018
Instrument96992
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 LOCUST AVE MILLBURN NJ 070411821, MILLBURN, NJ 07041-1821

Mortgage

Document Number96998
DateNov 9, 2018
Instrument96998
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 8, 2048

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMillburn Township
Unified School DistrictMillburn Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$603,600 (-) Land $421,200 Building $182,400$603,600 (-) Land $421,200 Building $182,400
2025$12,187.00 (+1.87%)$603,600 (-) Land $421,200 Building $182,400$603,600 (-) Land $421,200 Building $182,400
2024$11,963.00 (+2.01%)
2023$603,600 Land $421,200 Building $182,400$603,600 Land $421,200 Building $182,400
2022$11,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims54 (1979–2023)
Claims Outside the SFHA48 of 54
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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