Essex County and Millburn Township property record for 20 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,649 sqft · built 1950 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $678,000 (Dec 2021) |
| Tax Bill | $12,802 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00401-0000-00018 |
| Primary APN | 12-00401-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,996 sqft (0.161 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 20 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG .1606 AC |
| Legal Subdivision | EVERGREEN TERRACE |
| Legal Block | 401 |
| Legal Lot Number | 18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20200 |
20 Locust Ave is owned and occupied by two individuals who bought it in December 2021.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 7, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Dec 6, 1994 · Amount on File |
| Deed Document Number | 2021150290 |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 0000002253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 22, 2021 |
| Property Address | 20 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000150290 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021150290 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | NATIONAL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 WILLOW STREET, 11, MILLBURN, LA |
| Name | Verified Name |
|---|---|
| Address | 20 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000150294 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021150294 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 7, 2021 |
| Property Address | 20 LOCUST AVE, MILLBURN, NJ 07041-1822 |
| Document Number | 0000002253 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2253 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11 WILLOW ST LOS ANGELES CA 90042, LOS ANGELES, CA 90042 |
The 2025 property tax bill for 20 Locust Ave was $12,802, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,100 (-) Land $422,400 Building $211,700 | $634,100 (-) Land $422,400 Building $211,700 | |
| 2025 | $12,802.00 (+1.87%) | $634,100 Land $422,400 Building $211,700 | $634,100 Land $422,400 Building $211,700 |
| 2024 | $12,567.00 | ||
| 2023 | $634,100 Land $422,400 Building $211,700 | $634,100 Land $422,400 Building $211,700 | |
| 2022 | $12,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Locust Ave in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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