24 E Joiner St, Winter Garden, FL 34787 Property Records

Orange County property record for 24 E Joiner St, Winter Garden, FL 34787

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,222 sqft · built 1946
Lot Size	0.051 acres (2,206 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Dec 2017)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-2888-01-135`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-2888-01-135`
Alternative APNs	`272223288801135` `119148` `119930` `121312`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,222 sqft Gross Area
1st Floor Area	2,142 sqft
Basement Area	1,230 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	2,206 sqft (0.051 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	24 E JOINER ST
City	WINTER GARDEN
State	FL
Zip	34787-3123
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-1
Legal Description	FRIES PLAT OF WINTER GARDEN E/16 THE W 50 FT LOT 13 BLK A
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	FRIES SURVEY OF WINTER GARDEN
Legal Tract	2888
Legal Block	A
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1025
Census Tract	17302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1309 KELSO BLVD, WINDERMERE, FL 34786-7503
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage RONALD B MONK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2017705445
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	24 E JOINER ST, WINTER GARDEN, FL 34787-3123
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 KELSO BLVD, WINDERMERE, FL 34786-7503

Mortgage

Document Number	0000551379
Date	Sep 26, 2023
Instrument	20230551379

Lender

Name	COGENT BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 29, 2017
Property Address	24 E JOINER ST, WINTER GARDEN, FL 34787-3123
Document Number	0000705445
Instrument Date	Dec 22, 2017
Instrument	705445
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	TREASURE TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1312 KELSO BLVD WINDERMERE FL 347867502, WINDERMERE, FL 34786-7502

Mortgage

Document Number	705446
Date	Dec 29, 2017
Instrument	705446

Lender

Name	RONALD B MONK
Address	14319 JOHNS LAKE RD, CLERMONT, FL 34711-8961
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2022

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,970 (+1%)	$452,626 (-) Land $66,180 Building $386,446
2025	$6,284.00 (+9.8%)	$341,791 (-20.34%)	$452,626 (+5.49%) Land $66,180 Building $386,446
2024	$5,723.00 (+5.3%)
2023	$5,435.00 (+6.07%)	$429,070 (+3.35%) Land $66,171 Building $362,899	$429,070 (+3.35%) Land $66,171 Building $362,899
2022	$5,124.00	$415,161 Land $29,446 Building $385,715	$415,161 Land $29,446 Building $385,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.

Nearby Properties on E Joiner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures